Hola, iam Sally Mizutani, G’day, mate.

How Long Does A Cancelled Debt Stay On Your Credit? [Solved]

Most negative items should automatically fall off your credit reports seven years from the date of your first missed payment, at which point your credit scores may start rising. But if you are otherwise using credit responsibly, your score may rebound to its starting point within three months to six years.15 Sept 2022

If I Clear My Debt Will The CCJ or Default Come Off My Credit File?

www.therealdebtguy.com Another great question from one of

After 7 Years What Happens To Debt

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Unpaid Credit Card Debt: What To Do If You Default or If You Are Being Sued for Credit Card Debt?

Armin J Jezari, MPA, JD, LLM discusses options to address unpaid or defaulted